Rollover Overview
Old 401(k) money deserves a simpler next step.
If you have an old 401(k), 403(b), TSP, or IRA to sort out, start here. This page stays high level so you can see the main choices before talking through the details with our team.
Step 1
See the main choices
Start with the big decision: leave it where it is, move it to an IRA, or connect it to an income plan later if that fits.
Step 2
Rule out obvious problems
Look for taxes, timing issues, fees, and plan features that could make a quick move the wrong move.
Step 3
Talk through the fit
Once the basics are clear, we review your situation and talk through the details that matter.
Next Step
Talk through the next step with our team
The site stays high level on purpose. We handle the details after a suitability conversation.
What We Help Compare
The website gives the overview. We help you sort the tradeoffs.
- Keep the plan where it is versus move it.
- Use an IRA as the next step or keep plan features you still need.
- Connect the account decision to retirement income, not just performance.
What Our Team Reviews Personally
We focus on the details after contact.
- Transfer method, paperwork flow, and avoidable tax mistakes.
- Liquidity needs, beneficiary setup, and timing.
- Whether an income product belongs in the plan at all.
What trips people up
- Moving money before understanding what the current plan still does well.
- Letting taxes, fees, or beneficiary details become an afterthought.
- Assuming every rollover needs the same solution.
Questions to sort out first
- You still need a plan feature you would give up by moving the money.
- You are close to using the funds and have not sorted out liquidity.
- You have tax questions that should be reviewed before anything moves.
Tool Bridge
Run your numbers before you call
These tools stay educational and help you frame questions before a suitability review.
Questions people usually ask first
What is the safest way to move an old 401(k)?
Usually a direct rollover, but we review the details before money moves.
Can I roll a 401(k) into an annuity directly?
Sometimes the first step is an IRA review. The right path depends on your goals, liquidity, and overall fit.
Will I owe taxes on a rollover?
Not usually on a direct rollover, but cash-outs and indirect moves can create taxes or penalties.
How long does a rollover usually take?
Anywhere from a few days to a few weeks, depending on the plan and paperwork.
Talk It Through
Want our team to review your situation?
Qualified requests are reviewed quickly during business hours. The website stays educational; our team handles the first pass, and Greg leads the specifics once the conversation starts.
Educational information only. Recommendations require a suitability review. Guarantees are subject to the claims-paying ability of the issuing insurer.